10 Budgeting Hacks You Can Start… Like Now

Budgeting hacks that I use to save money that you can also start doing, now!  Don’t spend money you don’t have. Use your credit card to build credit not to put yourself in debt. You should be able to pay the balance at the end of every month. Might sound basic, but I can’t tell you how many times I’ve thrown out rational because I was in dire need of caffeine or I was craving some pizza. Be sustainable. Find reusable options for products you use consistently. For example, I love my reusable storage bags and cotton rounds. Also, you could implement habits such as meal planning, so you are less likely to impulsively stop for fast food and you’ll have a list of what you need when you’re shopping. That way you don’t wander around the aisles aimlessly and you’re less likely to buy food that will go bad.…

Beginner’s Guide to Budgeting

Everything you  need to know about budgeting but were never taught and now you have no idea what’s going on.  If we are being honest, talking about money, personal finances, or budgeting can be overwhelming and uncomfortable. If I could, I’d probably avoid these topics and just pretend like everything is fine. Then, I would quietly freak out at the mention of retirement funds, investing, interest rates, and so on. Is it not good enough that I’ve managed to keep myself alive this long? Anyway, I’ve taken on the challenge of breaking things down so we can stop panicking and get our sh*t together. Let’s get started! Step 1: Choose a budgeting method that works for you. Apps like Mint. This specific app lets me see everything in one place for free like my credit cards, loans, investments, credit card score, and the amount of money I actually have. Traditional Budget:…

A Lengthy Monologue

A journey of resilience and self-discovery that ultimately led me to realize that I need more of all that… and some. Hello world, Anyone else out there trying to get their life together during a GLOBAL PANDEMIC and a movement for political and societal change? If not, that’s cool and I’ll continue to just sit over here contemplating whether I should organize my bookshelf based on color, genre, or author, inevitably leading to a mini melt down from having too many options and realizing that it never really mattered in the first place. I’m thriving. Seriously though, at the beginning of every week, I think about what my priority, goal, or objective will be and get a sense of how I’m going to do it. Let me tell you, during the breaks I take from sleeping or binge-watching shows, I have managed to accomplish quite a bit. Plus, I watched…

Setting Class Rules

Hello World, Setting rules can sometimes seem difficult and enforcing them can feel even more challenging. As a new teacher, I struggled with crafting rules, managing my classes, being consistent, and if I’m being honest, many, many other aspects of the role. During my first year of teaching, I worked with the same two classes and had multiple subjects with them. I was fortunate because I was able to nurture better relationships and meet each students’ individual needs. They were naturally well behaved and patient as I figured out my teaching style. The next year, I moved to another school where I taught five different Grade 8 classes that each had 50 students in them and their ages ranged from 13 – 21*. I learned quickly that if I didn’t develop a good classroom management plan and put energy into implementing it at the beginning of the school year, I…